Budgets

Budget-Friendly Halloween Costumes – The Good Place

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Ah! Hard to believe Christmas is in just over two weeks! Today I’m throwing back TWO holidays ago, to our budget-friendly Halloween costumes! Our Costumes I didn’t want to go crazy on Halloween costumes this year, especially because we didn’t have plans other than handing out candy.  My hubs and I have been obsessed with […]

Budgets

No-Spend September: Budget Challenge

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This is a late post, which might be partially due to the fact that I failed September’s No-Spend Budget Challenge.  I was going to make myself spend nothing but planned expenses: mortgage, groceries, bills, and such.  Out of 30 days in September, I spend nothing on 16 days.  A 53% success rate is an F […]

Budgets

July Budget Challenge – New Job Negotiations

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My July budget challenge is a bit of a cheat (spoiler alert, so is my August budget challenge).  I got a new job this month and realized I needed to negotiate the starting salary.  Here are my thoughts on the negotiations: Pre-Negotiation Thoughts I didn’t want to negotiate at first.  I wanted to just take […]

Budgets

June Budget Challenge – Public Transit

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For my June budget challenge, I tried to take public transit or walk every time that I was tempted to take a lift.  I had …. moderate success.  As part of my May Challenge, I got a pass from our public transit system so I don’t have to have tokens or exact change anymore.  Now […]

Budgets

May Budget Challenge – Reduce Common Expenses

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This month, I tried to do some cost-savings efforts for some of my major expenses: groceries, lyft, and cable.  We spent an average of $610 a month on groceries this year, almost $200 on lyft/uber (yikes!), and $140ish on cable, Hulu, and Netflix.  So these are some major expenses.  So I worked this month to […]

Budgets

April Budget Challenge – Additional Income

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For the April money challenge, I tested out a few websites from which you can get some additional income.  Now I work a full-time job plus I have quite a few hobbies (you’re reading one), so I wasn’t looking for something to take a whole ton of time.  Here are the few I tried and […]

Budgets

March Budget Challenge

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For March, my challenge was to get my taxes done (a challenge given to me by Uncle Sam), and use the refund in a productive manner.   Taxes   For my taxes, I used Turbotax.  This is not an ad, it’s just what my mom used so I use it too.  I also got a […]

Budgets

February Money Challenge

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No eating out: easier said than done!   The original goal was to not eat out at all. This changed when I talked to my husband and he suggested that we use all of our gift cards/groupons that we’ve been hoarding for no reason.   Weekends were the most challenging during this time. I get […]

Budgets

Money Money Money!

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Ah, adulthood.  I’ve been learning recently that adulthood involves a lot of balancing competing interests.  The biggest part in my life where this comes to play is my budget.  I have so many things that I want to accomplish, including:   Living an eco-friendly and sustainable lifestyle   Saving for the future   Taking advantage […]